Rick Bender | Senior Benefits Advisor

At Garden State Life & Health Insurance Partners, we bring over 20 years of insurance expertise to every client relationship. As independent brokers, we’re not tied to any one company—instead, we represent more than 250 programs from over 50 trusted carriers, giving you access to a wide range of choices and competitive rates.

Our mission is to simplify the insurance process and provide honest, personalized guidance every step of the way. Whether you’re exploring Medicare options, looking for final expense coverage, or protecting your family with life insurance, we’re here to help you make informed decisions with confidence and peace of mind.

No matter where life takes you, we’re here to help you feel secure. Garden State Life & Health Insurance Partners is licensed in over 20 states and works with clients across the country to deliver trusted, personalized insurance solutions. From major cities to quiet communities, we make it easy to access expert support—wherever you call home.

Because peace of mind shouldn’t have a zip code.

Rick Bender - Independent Agent in (License #)

NJ (1012075)

AL (3001257496)

AZ (7987239)

CA (4118679)

CO (686206)

DE (3000875659)

FL (W655686)

GA (3422044)

IA (7987239)

IL (7987239)

IN (3657114)

LA (925928)

ME (PRN401877)
MD (3000875658)
MA (2170754)
MI (7987239)
MO (3001253379)

NC (7987239)

NY (1602028)
OH (1294297)
PA (944573)
SC (7987239)
TN (2482432)

TX (2653624)
VA (1174088)
WA (1132543)
WV (7987239)
WI (7987239)